Closeup of a handshake representing Hunter Fredric's commitment to find your business the best Workers Compensation coverage. "Done Deal" by  daniel24, www.sxc.hu  
   
 

Hunter Fredric:

Covering your employees - protecting your business.

 

 

 
Workers' Compensation Insurance
 

What It IsAn emergency room sign outside a hospital illustrating workers compensation insurance.  "Emergency Room" by bubbels, www.sxc.hu.

Workers' Compensation Insurance is insurance purchased by employers to deal with the financial impact of job-related injuries or deaths of employees. For employees and their families, this insurance provides monetary compensation and helps to cover medical expenses arising from on-the-job injury or death.

Employers' Responsibility

Employers are required by law in the State of New York to obtain and always maintain workers' compensation coverage for their employees. Employers may purchase a policy from two sources: a state-licensed insurance carrier or from the State Insurance Fund. Hunter Fredric can help you with either option.

Penalties For Failing To Insure

Employers who are determined to have failed to insure workers are subject to per-claim fines and penalties as well as being held responsible for the actual costs of medical treatment and awards of compensation. The President, Secretary and Treasurer of a company may be held personally liable for these amounts.

Where We Come In

Hunter Fredric wants to help you avoid these potentially devastating scenarios. With 20 years of experience in helping restaurant and hospitality businesses handle their insurance needs, Hunter Fredric Insurance can help you meet your legal obligations. We assist you in protecting your business and employees by arranging for the purchase of adequate workers' compensation coverages.

Who Is Covered
 

Hunter Fredric can provide workers' compensation policies for:

 
 
  • Bars
  • Taverns
  • Nightclubs
  • Caterers
  • Banquet Halls
  • Diners
  • Motels
  • Hotels
  • Inns
  • Country Clubs
  • Ski Resorts
  • Bowling Alleys
  • Golf Courses
  • Other Recreational Facilities
Closeup of a chef preparing a meal. Il,lustration for Workers Compensation  Insurance. Phot crop from "Chef In Kitchen" by argearge, www.sxc.hu.
 
We have the experience needed to arrange a Workers' Compensation Insurance program... for your unique needs. We want to be Your "Workers' Comp" Insurance Specialist.

Why Hunter Fredric Is Better

We are an independent insurance agency. Because of this, we can arrange your coverages with just about any insurance company - and we work hard to find the best match for you. Click here for a partial list of the companies we work with.

We get to know you and your business. We can visit your location and learn about your unique needs. Our experience can prove invaluable in navigating the workers' compensation maze.

We make the process easy for you. Contact us today! We're ready to assist you in obtaining or modifying your workers' compensation coverages.

A monitor showing heartbeart and other stats. Illustration of Workers Compensation Insurance.  "Observation" by pixelbox, www.sxc.hu.
Getting Started:
An ankle xray showing pins and plates used to mend the bones. Illustration of Workers Compensation Insurance.  "Ankle Xray" by ania, www.sxc.hu.
 
 
 
   

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